/* =============================================================================
   Темы: светлая (по умолчанию) + альтернативная тёмная палитра
   Переключение: data-theme="dark" на <html> (см. app.js)
   Адаптив: media.css (560 / 640 / width < 768 / 960 px)
   ============================================================================= */

@import url("media.css");

/* Manrope локально (latin + latin-ext + cyrillic), веса как раньше с Google Fonts */
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("/fonts/manrope-cyrillic-400.woff2") format("woff2");
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("/fonts/manrope-latin-ext-400.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("/fonts/manrope-latin-400.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url("/fonts/manrope-cyrillic-500.woff2") format("woff2");
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url("/fonts/manrope-latin-ext-500.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url("/fonts/manrope-latin-500.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url("/fonts/manrope-cyrillic-600.woff2") format("woff2");
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url("/fonts/manrope-latin-ext-600.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url("/fonts/manrope-latin-600.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url("/fonts/manrope-cyrillic-700.woff2") format("woff2");
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url("/fonts/manrope-latin-ext-700.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: "Manrope";
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url("/fonts/manrope-latin-700.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

:root {
  color-scheme: light;

  --font: "Manrope", system-ui, sans-serif;

  --bg-page: #f6f4f1;
  --bg-elevated: #ffffff;
  --bg-muted: #ece8e2;

  --text: #1c1f26;
  --text-muted: #5c6370;
  --border: #e0dbd4;

  --accent: #2f6f6b;
  --accent-hover: #255a57;
  --accent-soft: rgba(47, 111, 107, 0.12);

  --positive: #3d8b6e;
  --warning-fg: #b45309;
  --warning-bg: #fff7ed;

  --shadow: 0 1px 2px rgba(28, 31, 38, 0.06), 0 8px 24px rgba(28, 31, 38, 0.06);

  --radius: 14px;
  --radius-sm: 10px;
  --container: 1120px;
  --header-h: 64px;
  /* отступ при переходе по #якорям: шапка sticky (логотип на отдельной строке) */
  --header-offset: 7.25rem;
}

@media (width < 960px) {
  :root {
    /* логотип + меню + кнопки — три ряда */
    --header-offset: 10.5rem;
  }
}

@media (max-width: 560px) {
  :root {
    /* логотип + кнопки; меню в гамбургере */
    --header-offset: 7.5rem;
  }
}

html {
  scroll-padding-top: var(--header-offset);
}

html[data-theme="dark"] {
  color-scheme: dark;

  /* Альтернативная тёмная палитра: глубокий тёплый графит + мятный акцент */
  --bg-page: #2e333c;
  --bg-elevated: #1b1f28;
  --bg-muted: #222831;

  --text: #eceef2;
  --text-muted: #98a2b3;
  --border: #2f3644;

  --accent: #5dd4c8;
  --accent-hover: #7fe0d6;
  --accent-soft: rgba(93, 212, 200, 0.14);

  --positive: #7fd18b;
  --warning-fg: #f0b27a;
  --warning-bg: #2a2218;

  --shadow: 0 1px 0 rgba(255, 255, 255, 0.04), 0 12px 40px rgba(0, 0, 0, 0.35);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text);
  background-color: var(--bg-page);
  transition: background-color 0.2s ease, color 0.2s ease;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--accent);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.2em;
}

a:hover {
  color: var(--accent-hover);
}

.container {
  width: min(100% - 2rem, var(--container));
  margin-inline: auto;
}

.container--narrow {
  max-width: 28rem;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -100px;
  z-index: 1000;
  padding: 0.5rem 1rem;
  background: var(--accent);
  color: #fff;
  border-radius: var(--radius-sm);
  font-weight: 600;
  text-decoration: none;
}

.skip-link:focus {
  top: 1rem;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: color-mix(in srgb, var(--bg-page) 88%, transparent);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}

/* Запас для якорей внутри страницы (дубль scroll-padding на html) */
.section[id],
#sverka-kredita,
#top,
.article-body h2[id],
.method-toc {
  scroll-margin-top: var(--header-offset);
}

.header-inner {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: var(--header-h);
  flex-wrap: wrap;
}

.header-inner > .logo {
  flex: 1 1 100%;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
  /* место под #theme-toggle у правого края контейнера */
  padding-right: calc(42px + 0.5rem);
}

.nav-main {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.25rem;
  flex: 1 1 auto;
  min-width: 0;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  flex-wrap: wrap;
  margin-left: auto;
  margin-bottom: 10px;
}

/* < 960px: логотип → меню → header-actions (каждая на своей строке) */
@media (width < 960px) {
  .header-inner > .nav-main {
    flex: 1 1 100%;
    width: 100%;
  }

  .header-inner > .header-actions {
    flex: 1 1 100%;
    width: 100%;
    margin-left: 0;
  }
}

/* После базовых .header-actions: иначе flex-wrap: wrap перекрывает media.css */
@media (max-width: 560px) {
  .header-inner > .header-actions {
    flex-wrap: nowrap;
    overflow-x: auto;
    overflow-y: hidden;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior-x: contain;
    scrollbar-width: thin;
    max-width: 100%;
    min-width: 0;
  }

  .header-inner > .header-actions > .btn-header {
    flex-shrink: 0;
  }
}

.btn-header {
  padding: 0.45rem 0.75rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-elevated);
  color: var(--text);
  font-family: inherit;
  font-size: 0.8125rem;
  font-weight: 600;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease, color 0.15s ease;
  white-space: nowrap;
}

.btn-header:hover {
  border-color: var(--accent);
  background: var(--accent-soft);
  color: var(--accent-hover);
}

html[data-theme="dark"] .btn-header:hover {
  color: var(--accent);
}

.btn-header:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

a.btn-header,
button.btn-header {
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}



.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding-top: 15px;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--text);
  text-decoration: none;
}

.logo:hover {
  color: var(--text);
}

.logo-mark {
  display: inline-flex;
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 8px;
  overflow: hidden;
  background: none;
  box-shadow: 0 0 0 2px var(--bg-elevated);
}

.logo-mark svg {
  width: 100%;
  height: 100%;
  display: block;
}

.logo-mark--sm {
  width: 22px;
  height: 22px;
  border-radius: 6px;
}

.nav-main a {
  color: var(--text-muted);
  font-weight: 500;
  text-decoration: none;
}

.nav-main a:hover {
  color: var(--accent);
}

.nav-toggle {
  position: absolute;
  /* слева от #theme-toggle на 15px внутри .header-inner */
  right: calc(42px + 15px);
  top: 10px;
  z-index: 2;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  padding: 0;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-elevated);
  color: var(--text);
  cursor: pointer;
  flex-shrink: 0;
  transition: border-color 0.15s ease, background 0.15s ease;
}

/* Скрыть гамбургер шире телефона; media.css (@import выше) иначе перекрывался бы этим блоком */
@media (min-width: 561px) {
  .nav-toggle {
    display: none;
  }
}

.nav-toggle:hover {
  border-color: var(--accent);
  background: var(--accent-soft);
}

.nav-toggle__bars {
  display: block;
  width: 18px;
  height: 2px;
  background: currentColor;
  border-radius: 1px;
  box-shadow: 0 -6px 0 currentColor, 0 6px 0 currentColor;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bars {
  height: 0;
  box-shadow: none;
  background: transparent;
  position: relative;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bars::before,
.nav-toggle[aria-expanded="true"] .nav-toggle__bars::after {
  content: "";
  position: absolute;
  left: 0;
  width: 18px;
  height: 2px;
  background: currentColor;
  border-radius: 1px;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bars::before {
  top: 0;
  transform: rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bars::after {
  top: 0;
  transform: rotate(-45deg);
}

.theme-toggle {
  position: absolute;
  /* правый край совпадает с правым краем .container (.header-inner) */
  right: 0;
  top: 10px;
  z-index: 2;
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-elevated);
  cursor: pointer;
  display: grid;
  place-items: center;
  color: var(--text);
  transition: border-color 0.15s ease, background 0.15s ease;
}

.theme-toggle:hover {
  border-color: var(--accent);
  background: var(--accent-soft);
}

.theme-toggle:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.theme-toggle__icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 2px solid var(--text-muted);
  position: relative;
}

html[data-theme="dark"] .theme-toggle__icon {
  box-shadow: inset -6px -2px 0 0 var(--text-muted);
  border-color: transparent;
}

/* Hero */
.hero {
  padding: clamp(2rem, 5vw, 3.5rem) 0;
  border-bottom: 1px solid var(--border);
  background: radial-gradient(120% 80% at 100% 0%, var(--accent-soft), transparent 55%);
}

.hero-inner {
  display: grid;
  gap: 2rem;
  align-items: start;
}



.eyebrow {
  margin: 0 0 0.5rem;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--accent);
}

.hero h1 {
  margin: 0 0 1rem;
  font-size: clamp(1.75rem, 4vw, 2.35rem);
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.lead {
  margin: 0 0 1.5rem;
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 52ch;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}

.btn--primary {
  background: var(--accent);
  color: #fff;
}

.btn--primary:hover {
  background: var(--accent-hover);
  color: #fff;
}

.btn--ghost {
  background: transparent;
  color: var(--text);
  border-color: var(--border);
}

.btn--ghost:hover {
  border-color: var(--accent);
  color: var(--accent);
}

.hero-card {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.35rem 1.5rem;
  box-shadow: var(--shadow);
  border-top: 4px solid var(--accent);
}

.hero-card__title {
  margin: 0 0 0.75rem;
  font-size: 1.05rem;
}

.hero-steps {
  margin: 0;
  padding-left: 1.2rem;
  color: var(--text-muted);
}

.hero-steps li {
  margin-bottom: 0.35rem;
}

/* Ad slots: на всю ширину колонки сайта (.container); min-height снижает скачки при подгрузке баннера
   Скрыты, пока реклама не подключена — на <html> добавить data-ads="on" */
.ad-slot {
  box-sizing: border-box;
  width: 100%;
  max-width: none;
  margin: 1.5rem 0;
  min-height: 90px;
  border: 1px dashed var(--border);
  border-radius: var(--radius-sm);
  background: color-mix(in srgb, var(--bg-muted) 55%, var(--bg-page));
  display: none;
  align-items: center;
  justify-content: center;
  position: relative;
}

html[data-ads="on"] .ad-slot {
  display: flex;
}

.ad-slot--inline {
  min-height: 90px;
}



.ad-slot__label {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-muted);
  opacity: 0.85;
}

/* Sections */
.section {
  padding: clamp(2.5rem, 5vw, 3.5rem) 0;
}

.section--muted {
  background: var(--bg-muted);
}

.section h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.35rem, 2.5vw, 1.65rem);
}

.section-intro {
  margin: 0 0 1.75rem;
  color: var(--text-muted);
  max-width: 62ch;
}

/* Calculator grid */
.calc-grid {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 1rem;
  grid-template-columns: 1fr;
}





a.calc-card {
  height: 100%;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem 1.35rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.04) inset;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
  color: inherit;
  text-decoration: none;
}

a.calc-card:hover {
  border-color: color-mix(in srgb, var(--accent) 45%, var(--border));
  box-shadow: var(--shadow);
}

a.calc-card:hover .calc-card__title {
  color: var(--accent);
}

html[data-theme="dark"] a.calc-card:hover .calc-card__title {
  color: var(--accent);
}

a.calc-card:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.calc-card__title {
  margin: 0;
  font-size: 1.05rem;
  line-height: 1.35;
  color: var(--text);
  font-weight: 700;
  transition: color 0.15s ease;
}

.calc-card__desc {
  margin: 0;
  flex: 1;
  font-size: 0.92rem;
  color: var(--text-muted);
}

.calc-card__link {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--accent);
  margin-top: 0.25rem;
}

a.calc-card:hover .calc-card__link {
  color: var(--accent-hover);
}

html[data-theme="dark"] a.calc-card:hover .calc-card__link {
  color: var(--accent);
}

a.calc-card--pro {
  border-color: color-mix(in srgb, var(--accent) 35%, var(--border));
}

a.calc-card--pro:hover {
  border-color: color-mix(in srgb, var(--accent) 55%, var(--border));
}

.calc-card__badge {
  display: inline-block;
  align-self: flex-start;
  margin: 0;
  padding: 0.12rem 0.45rem;
  border-radius: 999px;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--accent);
  background: color-mix(in srgb, var(--accent) 12%, transparent);
}

.two-col {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
  align-items: start;
}

@media (min-width: 768px) {
  .two-col {
    gap: 1.5rem;
    grid-template-columns: 1fr 1fr;
  }
}



.checklist {
  margin: 0;
  padding-left: 1.2rem;
  color: var(--text-muted);
}

.checklist li {
  margin-bottom: 0.4rem;
}

.notice {
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--bg-elevated);
  padding: 1rem 1.25rem;
  font-size: 0.95rem;
  color: var(--text-muted);
}

.calc-related-article {
  margin-top: 1rem;
}

.calc-related-article a {
  font-weight: 600;
}

html[data-theme="dark"] .notice {
  border-color: var(--border);
}

/* Articles */
.article-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.article-list a {
  display: block;
  padding: 0.85rem 1rem;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  color: var(--text);
  font-weight: 600;
  text-decoration: none;
  transition: border-color 0.15s ease, background 0.15s ease;
}

.article-list a:hover {
  border-color: var(--accent);
  background: var(--accent-soft);
  color: var(--accent-hover);
}

html[data-theme="dark"] .article-list a:hover {
  color: var(--accent);
}

/* Длинные статьи (материалы) */
.article-body {
  max-width: 42rem;
}

.calc-page--wide .article-body {
  max-width: none;
}

.article-body h2 {
  margin: 2rem 0 0.65rem;
  font-size: 1.2rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--text);
}

.article-body h2:first-of-type {
  margin-top: 1.25rem;
}

.article-body p,
.article-body ul,
.article-body ol {
  margin: 0 0 1rem;
  color: var(--text-muted);
  line-height: 1.62;
}

.article-body ul,
.article-body ol {
  padding-left: 1.35rem;
}

.article-body li {
  margin-bottom: 0.4rem;
}

.article-body li:last-child {
  margin-bottom: 0;
}

.article-body pre {
  margin: 0 0 1rem;
  padding: 1rem 1.15rem;
  border-radius: var(--radius-sm);
  background: var(--bg-muted);
  border: 1px solid var(--border);
  font-family: ui-monospace, "Cascadia Code", "Consolas", monospace;
  font-size: 0.86rem;
  overflow-x: auto;
  line-height: 1.5;
  color: var(--text);
  white-space: pre-wrap;
  word-break: break-word;
}

.article-body code {
  font-family: ui-monospace, "Cascadia Code", "Consolas", monospace;
  font-size: 0.9em;
  padding: 0.12em 0.35em;
  border-radius: var(--radius-sm);
  background: var(--bg-muted);
  border: 1px solid var(--border);
}

.article-body table {
  width: 100%;
  margin: 0 0 1.25rem;
  border-collapse: collapse;
  font-size: 0.94rem;
}

.article-body th,
.article-body td {
  padding: 0.55rem 0.75rem;
  border: 1px solid var(--border);
  text-align: left;
  vertical-align: top;
}

.article-body th {
  background: var(--bg-muted);
  font-weight: 600;
}

.article-body .article-cta {
  margin-top: 1.75rem;
  padding: 1rem 1.25rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--accent-soft);
}

.article-body .article-cta p {
  margin: 0;
  color: var(--text);
}

.article-body .article-cta a {
  font-weight: 600;
  color: var(--accent);
}

.article-body .article-cta a:hover {
  color: var(--accent-hover);
}

.article-body .notice {
  margin-top: 1.25rem;
}

html[data-theme="dark"] .article-body .article-cta a:hover {
  color: var(--accent);
}

/* Методология: kak-my-schitaem.html */
.method-page {
  max-width: 44rem;
}

.method-page .article-body {
  max-width: none;
}

.method-toc {
  margin: 0 0 1.75rem;
  padding: 1rem 1.2rem 1.1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-muted);
}

.method-toc__title {
  margin: 0 0 0.65rem;
  font-size: 0.95rem;
  font-weight: 700;
}

.method-toc ol {
  margin: 0;
  padding-left: 1.25rem;
  color: var(--text-muted);
}

.method-toc li {
  margin-bottom: 0.35rem;
  line-height: 1.45;
}

.method-toc li:last-child {
  margin-bottom: 0;
}

.method-toc a {
  font-weight: 600;
  color: var(--accent);
  text-decoration: none;
}

.method-toc a:hover {
  color: var(--accent-hover);
  text-decoration: underline;
}

html[data-theme="dark"] .method-toc a:hover {
  color: var(--accent);
}

.method-links {
  margin: 0.85rem 0 0;
  font-size: 0.92rem;
  color: var(--text-muted);
}

.method-links a {
  font-weight: 600;
}

.method-updated {
  margin: 1.5rem 0 0;
  font-size: 0.875rem;
  color: var(--text-muted);
}

.method-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.5rem;
}

/* Статья «Три сценария»: интерактивные графики (Chart.js) */
.article-charts {
  margin: 1.75rem 0 2rem;
  padding: 1.25rem 1.25rem 1.5rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--bg-muted);
}

.article-charts__title {
  margin: 0 0 0.5rem;
  font-size: clamp(1.05rem, 2vw, 1.2rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--text);
}

.article-charts__lead {
  margin: 0 0 1rem;
  font-size: 0.95rem;
  line-height: 1.55;
  color: var(--text-muted);
  max-width: none;
}

.article-charts__lead--embed {
  margin: 0 0 0.85rem;
  font-size: 0.9rem;
  line-height: 1.55;
}

.article-chart-embed {
  margin: 1rem 0 1.75rem;
  padding: 1rem 1.1rem 1.15rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--bg-muted);
}

.article-chart-embed .chart-panel {
  padding-left: 0;
  padding-right: 0;
}

.article-charts__fallback {
  margin: 0 0 1rem;
  font-size: 0.9rem;
  color: var(--warning-fg);
}

.article-charts__grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
}



.article-charts__grid--stack {
  grid-template-columns: 1fr;
}

.chart-panel {
  margin: 0;
  padding: 0.75rem 0.5rem 0.25rem;
}

.chart-panel__caption {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-muted);
  line-height: 1.45;
  margin-bottom: 0.65rem;
}

.chart-panel__canvas {
  position: relative;
  height: 240px;
  width: 100%;
}

.chart-panel__canvas--tall {
  height: 300px;
}

.chart-panel__canvas--horizontal {
  height: 230px;
}

.chart-panel__canvas--scenario {
  height: 260px;
}



/* FAQ */
.faq {
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq__item {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1rem 1.25rem;
}

.faq dt {
  margin: 0 0 0.4rem;
  font-weight: 700;
}

.faq dd {
  margin: 0;
  color: var(--text-muted);
}

/* Footer */
.site-footer {
  border-top: 1px solid var(--border);
  padding: 2rem 0;
  margin-top: 1rem;
  background: var(--bg-muted);
}

.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  align-items: flex-start;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  color: inherit;
  text-decoration: none;
}

a.footer-brand:hover {
  color: var(--accent);
}

.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-nav a {
  color: var(--text-muted);
  text-decoration: none;
  font-weight: 500;
}

.footer-nav a:hover {
  color: var(--accent);
}

.footer-copy {
  margin: 0;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.footer-contact {
  margin: 0;
  font-size: 0.9rem;
}

.footer-contact a {
  color: var(--accent);
  text-decoration: none;
  font-weight: 500;
}

.footer-contact a:hover {
  text-decoration: underline;
}

.footer-seller {
  margin: 0;
  font-size: 0.8rem;
  color: var(--text-muted);
  max-width: 40rem;
  line-height: 1.4;
}

.legal-doc__list {
  margin: 0;
  padding-left: 1.25rem;
}

.legal-doc__list li {
  margin-bottom: 0.5rem;
}

.pro-fulfillment {
  margin: 1rem 0 0;
  padding: 0.85rem 1rem;
  border-radius: var(--radius, 8px);
  border: 1px solid var(--border);
  background: var(--bg-muted);
  font-size: 0.95rem;
}

/* Выезжающая панель справа (каталог / личный кабинет) */
.site-drawer {
  position: fixed;
  inset: 0;
  z-index: 200;
  pointer-events: none;
  visibility: hidden;
  transition: visibility 0s linear 0.35s;
}

.site-drawer.is-open {
  pointer-events: auto;
  visibility: visible;
  transition-delay: 0s;
}

.site-drawer__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(18, 22, 30, 0.48);
  opacity: 0;
  transition: opacity 0.35s ease;
}

html[data-theme="dark"] .site-drawer__backdrop {
  background: rgba(0, 0, 0, 0.58);
}

.site-drawer.is-open .site-drawer__backdrop {
  opacity: 1;
}

.site-drawer__panel {
  position: absolute;
  top: 0;
  right: 0;
  height: 100%;
  width: min(100vw - 1.5rem, 420px);
  max-width: 100%;
  background: var(--bg-elevated);
  border-left: 1px solid var(--border);
  box-shadow: -12px 0 40px rgba(0, 0, 0, 0.12);
  transform: translateX(105%);
  transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  display: flex;
  flex-direction: column;
}

html[data-theme="dark"] .site-drawer__panel {
  box-shadow: -16px 0 48px rgba(0, 0, 0, 0.45);
}

.site-drawer.is-open .site-drawer__panel {
  transform: translateX(0);
}

.site-drawer__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 1rem 1rem 1.25rem;
  border-bottom: 1px solid var(--border);
  flex-shrink: 0;
}

.site-drawer__title {
  margin: 0;
  font-size: 1.1rem;
  font-weight: 700;
  line-height: 1.3;
}

.site-drawer__close {
  width: 44px;
  height: 44px;
  border: none;
  border-radius: var(--radius-sm);
  background: transparent;
  color: var(--text-muted);
  font-size: 1.75rem;
  line-height: 1;
  cursor: pointer;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  transition: background 0.15s ease, color 0.15s ease;
}

.site-drawer__close:hover {
  background: var(--accent-soft);
  color: var(--text);
}

.site-drawer__close:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.site-drawer__body {
  flex: 1;
  overflow-y: auto;
  padding: 1rem 1.25rem 1.5rem;
  -webkit-overflow-scrolling: touch;
  display: flex;
  flex-direction: column;
}

#drawer-view-cabinet:not([hidden]) {
  flex: 1;
  display: flex;
  flex-direction: column;
  min-height: 100%;
}

.drawer-search-label {
  display: block;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  margin-bottom: 0.35rem;
}

.drawer-search {
  width: 100%;
  padding: 0.65rem 0.85rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-page);
  color: var(--text);
  font-family: inherit;
  font-size: 0.95rem;
  margin-bottom: 1rem;
}

.drawer-search:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-soft);
}

.drawer-calc-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.drawer-calc-list li a {
  display: block;
  padding: 0.75rem 0.85rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-page);
  color: var(--text);
  font-weight: 600;
  text-decoration: none;
  transition: border-color 0.15s ease, background 0.15s ease;
}

.drawer-calc-list li a:hover {
  border-color: var(--accent);
  background: var(--accent-soft);
  color: var(--accent-hover);
}

html[data-theme="dark"] .drawer-calc-list li a:hover {
  color: var(--accent);
}

.drawer-empty {
  margin: 1rem 0 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.drawer-empty--hidden {
  display: none;
}

.drawer-cabinet-lead {
  margin: 0 0 0.5rem;
  font-weight: 700;
  font-size: 1rem;
}

.drawer-cabinet-text {
  margin: 0 0 1rem;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.drawer-cabinet-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}

.drawer-cabinet-actions[hidden] {
  display: none !important;
}

.drawer-cabinet-actions .btn:disabled {
  opacity: 0.55;
  cursor: not-allowed;
}

.drawer-cabinet-user {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  flex: 1;
  min-height: 100%;
}

/* display:flex выше перекрывает стандартное [hidden]; без этого блок виден и у гостя */
.drawer-cabinet-user[hidden] {
  display: none !important;
}

.drawer-cabinet-account-links {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.4rem;
  margin-top: 0.65rem;
}

.drawer-cabinet-account-link {
  display: inline;
  margin: 0;
  padding: 0;
  border: none;
  background: none;
  font-family: inherit;
  font-size: 0.9375rem;
  font-weight: 500;
  line-height: 1.4;
  color: var(--accent);
  text-decoration: underline;
  text-underline-offset: 0.15em;
  cursor: pointer;
}

.drawer-cabinet-account-link:hover {
  color: var(--accent-hover);
}

.drawer-cabinet-account-link:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
  border-radius: 2px;
}

.drawer-cabinet-account-link[hidden] {
  display: none !important;
}

.drawer-cabinet-logout {
  margin-top: auto;
  padding-top: 1.5rem;
}

.drawer-cabinet-logout__btn {
  width: 100%;
}

.drawer-cabinet-user__email {
  margin: 0;
  font-size: 1rem;
  font-weight: 600;
  word-break: break-word;
}

.drawer-cabinet-user__saves {
  margin: 0;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--text-muted);
  line-height: 1.4;
}

.drawer-cabinet-user__saves[hidden] {
  display: none !important;
}

.drawer-cabinet-user__account-type {
  margin: 0.15rem 0 0;
  font-size: 0.8125rem;
  font-weight: 600;
  line-height: 1.35;
  color: var(--text-muted);
}

.drawer-cabinet-user__account-type[hidden] {
  display: none !important;
}

.drawer-cabinet-user__account-type--pro {
  color: var(--text);
}

.drawer-cabinet-user__account-type--base {
  color: var(--text-muted);
}

.drawer-pro-upsell,
.drawer-register-upsell {
  margin-top: 0.75rem;
  padding: 0.75rem 0.65rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.drawer-register-upsell {
  margin-top: 0.65rem;
}

.drawer-pro-upsell.drawer-pro-upsell--guest {
  margin-top: 0.55rem;
}

.drawer-pro-upsell[hidden],
.drawer-register-upsell[hidden] {
  display: none !important;
}

.drawer-pro-upsell__title {
  margin: 0 0 0.35rem;
  font-size: 0.95rem;
  font-weight: 700;
}

.drawer-pro-upsell__lead {
  margin: 0 0 0.5rem;
  font-size: 0.82rem;
  line-height: 1.45;
  color: var(--text-muted);
}

.drawer-pro-upsell__list {
  margin: 0 0 0.65rem;
  padding-left: 1.15rem;
  font-size: 0.8rem;
  line-height: 1.45;
  color: var(--text-muted);
}

.drawer-pro-upsell__list li {
  margin-bottom: 0.25rem;
}

.drawer-pro-upsell__list li:last-child {
  margin-bottom: 0;
}

.drawer-pro-upsell__btn {
  display: inline-flex;
  width: 100%;
  justify-content: center;
  margin: 0 0 0.5rem;
  box-sizing: border-box;
}

.drawer-pro-upsell__disclaimer {
  margin: 0;
  font-size: 0.72rem;
  line-height: 1.4;
  color: var(--text-muted);
}

.drawer-register-upsell__title {
  margin: 0 0 0.35rem;
  font-size: 0.95rem;
  font-weight: 700;
}

.drawer-register-upsell__lead {
  margin: 0 0 0.5rem;
  font-size: 0.82rem;
  line-height: 1.45;
  color: var(--text-muted);
}

.drawer-register-upsell__list {
  margin: 0 0 0.65rem;
  padding-left: 1.15rem;
  font-size: 0.8rem;
  line-height: 1.45;
  color: var(--text-muted);
}

.drawer-register-upsell__list li {
  margin-bottom: 0.25rem;
}

.drawer-register-upsell__list li:last-child {
  margin-bottom: 0;
}

.drawer-register-upsell__btn {
  display: inline-flex;
  width: 100%;
  justify-content: center;
  margin: 0 0 0.45rem;
  box-sizing: border-box;
}

.drawer-register-upsell__hint {
  margin: 0;
  font-size: 0.78rem;
  line-height: 1.4;
  color: var(--text-muted);
  text-align: center;
}

.drawer-register-upsell__link {
  font-weight: 600;
  color: var(--accent, #2563eb);
  text-decoration: underline;
  text-underline-offset: 0.12em;
}

.drawer-cabinet-note {
  margin: 0;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.cabinet-saved-section {
  margin-top: 0.5rem;
}

.cabinet-saved-section__title {
  margin: 0 0 1rem;
  font-size: 1.15rem;
  font-weight: 700;
}

.cabinet-cloud-sort {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 0.75rem;
  margin: 0 0 0.85rem;
}

.cabinet-cloud-sort__label {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.cabinet-cloud-sort__select {
  min-width: min(100%, 14rem);
  max-width: 100%;
  padding: 0.45rem 0.65rem;
  font-size: 0.9rem;
  font-family: inherit;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-elevated);
  color: var(--text);
}

/* Полная стратегия долгов и накоплений: текстовый отчёт */
.sp-strategy-narrative {
  margin: 1.25rem 0 1.5rem;
  padding: 1.1rem 1.2rem 1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
  border-left: 4px solid color-mix(in srgb, var(--accent) 55%, var(--border));
}

.sp-strategy-narrative__title {
  margin: 0 0 0.65rem;
  font-size: 1.15rem;
  font-weight: 700;
  line-height: 1.35;
  letter-spacing: -0.02em;
  color: var(--text);
}

.sp-strategy-narrative__p {
  margin: 0 0 0.65rem;
  font-size: 0.95rem;
  line-height: 1.55;
  color: var(--text-muted);
}

.sp-strategy-narrative__p:last-child {
  margin-bottom: 0;
}

.sp-strategy-narrative__disclaimer {
  margin: 1rem 0 0;
  padding-top: 0.85rem;
  border-top: 1px solid var(--border);
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--text-muted);
}

.sp-strategy-narrative__disclaimer strong {
  font-weight: 700;
  color: var(--text);
}



/* Полная стратегия (кабинет) */
.sp-master-form .sp-fieldset {
  margin: 1.25rem 0;
  padding: 1.15rem 1.15rem 1.1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-muted);
}

.sp-master-form .sp-fieldset__title {
  margin: 0 0 1rem;
  padding: 0.65rem 0.95rem;
  font-size: 1.08rem;
  font-weight: 700;
  line-height: 1.35;
  letter-spacing: -0.02em;
  color: var(--text);
  background: var(--bg-elevated);
  border-radius: var(--radius-sm);
  border: 1px solid color-mix(in srgb, var(--accent) 38%, var(--border));
  border-left: 4px solid var(--accent);
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.05);
}

.sp-master-form .sp-collapsible__toggle.sp-fieldset__title {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  width: 100%;
  margin: 0;
  cursor: pointer;
  text-align: left;
  font-family: inherit;
  transition: background 0.15s ease, border-color 0.15s ease;
}

.sp-master-form .sp-collapsible__toggle.sp-fieldset__title:hover {
  background: var(--accent-soft);
  border-color: var(--accent);
}

.sp-master-form .sp-collapsible__toggle:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.sp-collapsible__icon,
.calc-collapsible__icon {
  flex-shrink: 0;
  width: 1.5rem;
  height: 1.5rem;
  border-radius: 999px;
  border: 1px solid color-mix(in srgb, var(--accent) 40%, var(--border));
  background: var(--bg);
  position: relative;
}

.sp-collapsible__icon::before,
.sp-collapsible__icon::after,
.calc-collapsible__icon::before,
.calc-collapsible__icon::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 0.65rem;
  height: 2px;
  background: var(--accent);
  transform: translate(-50%, -50%);
  transition: transform 0.15s ease;
}

.sp-collapsible__icon::after,
.calc-collapsible__icon::after {
  transform: translate(-50%, -50%) rotate(90deg);
}

.sp-collapsible--open .sp-collapsible__icon::after,
.calc-collapsible--open .calc-collapsible__icon::after {
  transform: translate(-50%, -50%) rotate(0deg);
  opacity: 0;
}

.sp-collapsible:not(.sp-collapsible--open) {
  padding-bottom: 0.65rem;
}

.sp-collapsible--open .sp-collapsible__toggle.sp-fieldset__title {
  margin-bottom: 1rem;
}

.sp-collapsible__body[hidden] {
  display: none !important;
}

/* Сворачиваемые секции на бесплатных калькуляторах */
.calc-section.calc-collapsible {
  margin: 1rem 0;
  padding: 0.85rem 0.85rem 0.75rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-muted);
}

.calc-section--shared {
  margin: 1rem 0;
  padding: 0.95rem 1rem;
  border: 1px solid color-mix(in srgb, var(--accent) 38%, var(--border));
  border-left: 4px solid var(--accent);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.calc-section--shared .calc-section__title {
  margin: 0 0 0.75rem;
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--text);
}

.calc-section--shared .field {
  margin-bottom: 0.75rem;
}

.calc-section--shared .field:last-child {
  margin-bottom: 0;
}

.calc-section--shared .field-hint {
  margin: 0 0 0.75rem;
}

/* Секции формы (сравнение оферт, рефинансирование) */
.calc-form-section {
  margin: 0 0 1.25rem;
  padding: 1rem 1.1rem 0.25rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-elevated);
}

.calc-form-section__title {
  margin: 0 0 0.85rem;
  font-size: 1rem;
  font-weight: 700;
  color: var(--accent);
}

.calc-form-offers {
  display: grid;
  gap: 1.25rem;
  margin-bottom: 1.25rem;
}

.calc-form-offers .calc-form-section {
  margin-bottom: 0;
  height: 100%;
}

.calc-offer-tabs {
  display: none;
}

@media (width < 768px) {
  .calc-offer-tabs {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.35rem;
    margin: 0 0 0.85rem;
    padding: 0.3rem;
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    background: var(--bg-muted);
  }

  .calc-offer-tabs__btn {
    margin: 0;
    padding: 0.65rem 0.75rem;
    border: none;
    border-radius: calc(var(--radius-sm) - 2px);
    background: transparent;
    color: var(--text-muted, var(--text));
    font: inherit;
    font-size: 0.95rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    cursor: pointer;
    min-width: 0;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
  }

  .calc-offer-tabs__btn:hover {
    color: var(--text);
  }

  .calc-offer-tabs__btn:focus-visible {
    outline: 2px solid var(--accent);
    outline-offset: 2px;
  }

  .calc-offer-tabs__btn.is-active {
    background: var(--bg-elevated);
    color: var(--accent);
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.06);
  }

  .calc-form--compare-offers .calc-form-section__title {
    display: none;
  }

  .calc-form-offers[data-active-offer="a"] .calc-form-section[data-offer="b"],
  .calc-form-offers[data-active-offer="b"] .calc-form-section[data-offer="a"] {
    display: none;
  }
}

@media (width >= 768px) {
  .calc-form-offers {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-items: stretch;
  }

  .calc-form-offers .calc-form-section[hidden] {
    display: block !important;
  }
}

.calc-form--credit-card .calc-form-section__title--shared {
  margin: 0 0 0.75rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-muted);
}

.calc-form--credit-card .calc-form-pair--shared {
  margin-bottom: 1rem;
}

@media (width >= 640px) {
  .calc-result--credit-card #calc-result-metrics > .calc-metric {
    grid-column: 1 / -1;
  }
}

@media (width < 768px) {
  .calc-form--credit-card .field input,
  .calc-form--credit-card .field select {
    max-width: none;
    font-size: 16px;
  }

  .calc-form--credit-card .calc-form__actions .btn {
    width: 100%;
    justify-content: center;
  }
}

.calc-compare-table__na {
  color: var(--text-muted);
  font-style: italic;
}

.calc-pay-note {
  white-space: nowrap;
  display: inline-block;
}

@media (width < 768px) {
  .calc-pay-note {
    /* целиком на следующую строку, если не влезает рядом с суммой */
    max-width: 100%;
  }

  .calc-metric__value:has(.calc-pay-note),
  .calc-compare-table td:has(.calc-pay-note) {
    overflow-wrap: normal;
    word-break: normal;
  }
}

.calc-form-pair {
  display: grid;
  gap: 0.85rem 1rem;
  margin-bottom: 0;
}

@media (width >= 560px) {
  .calc-form-pair {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-items: start;
  }
}

.calc-form-pair .field {
  margin-bottom: 1rem;
}

.calc-form--ipoteka .field-hint {
  margin-top: 0.35rem;
  font-size: 0.8rem;
  line-height: 1.35;
}

@media (width < 768px) {
  .calc-form--ipoteka .field {
    margin-bottom: 0.85rem;
  }

  .calc-form--ipoteka .calc-form-pair {
    gap: 0.55rem 0.75rem;
  }

  .calc-form--ipoteka .calc-form-pair .field {
    margin-bottom: 0.55rem;
  }

  .calc-form--ipoteka .calc-form-pair .field:last-child {
    margin-bottom: 0.85rem;
  }
}

.mortgage-burden-note {
  margin: 0.5rem 0 0;
  font-size: 0.9rem;
  line-height: 1.45;
}

.mortgage-burden-note--low {
  color: var(--accent);
}

.mortgage-burden-note--ok {
  color: var(--text);
}

.mortgage-burden-note--high {
  color: var(--warning-fg);
}

.calc-result-details {
  margin-top: 0.85rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-elevated);
}

.calc-result-details > summary {
  cursor: pointer;
  list-style: none;
  padding: 0.75rem 0.95rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--accent);
  user-select: none;
}

.calc-result-details > summary::-webkit-details-marker {
  display: none;
}

.calc-result-details > summary::after {
  content: "▾";
  float: right;
  font-weight: 400;
  opacity: 0.75;
}

.calc-result-details[open] > summary::after {
  content: "▴";
}

.calc-result-details > summary:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.calc-result-details__body {
  padding: 0 0.95rem 0.95rem;
}

.calc-related-links__title {
  display: block;
  margin-bottom: 0.55rem;
}

.calc-related-links__list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.4rem;
}

.calc-related-links__list a {
  display: block;
}

.dosroch-result-block {
  margin-top: 1.25rem;
}

.dosroch-result-block:first-child {
  margin-top: 0;
}

.dosroch-result-block .calc-result__title {
  margin-bottom: 0.75rem;
  font-size: 1.05rem;
}

.calc-collapsible__toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  width: 100%;
  margin: 0;
  padding: 0.65rem 0.95rem;
  font-size: 1.05rem;
  font-weight: 700;
  line-height: 1.35;
  letter-spacing: -0.02em;
  color: var(--text);
  background: var(--bg-elevated);
  border-radius: var(--radius-sm);
  border: 1px solid color-mix(in srgb, var(--accent) 38%, var(--border));
  border-left: 4px solid var(--accent);
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.05);
  cursor: pointer;
  text-align: left;
  font-family: inherit;
  transition: background 0.15s ease, border-color 0.15s ease;
}

.calc-collapsible__toggle:hover {
  background: var(--accent-soft);
  border-color: var(--accent);
}

.calc-collapsible__toggle:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.calc-collapsible:not(.calc-collapsible--open) {
  padding-bottom: 0.55rem;
}

.calc-collapsible--open .calc-collapsible__toggle {
  margin-bottom: 0.85rem;
}

.calc-collapsible__body .calc-form {
  margin-top: 0;
}

.calc-result--in-section {
  margin-top: 1rem;
  padding-top: 0;
}

.calc-collapsible__body[hidden] {
  display: none !important;
}

html[data-theme="dark"] .sp-master-form .sp-fieldset__title {
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.35);
}

.sp-master-form .sp-fieldset__subtitle {
  margin: 1.15rem 0 0.65rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text);
}

.sp-master-form .sp-fieldset__subtitle:first-of-type {
  margin-top: 0;
}

.sp-fieldset__hint {
  margin: 0 0 0.75rem;
  font-size: 0.85rem;
}

.debt-rows,
.sp-debt-rows,
.sp-inst-rows {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.debt-rows > .sp-debt-row {
  margin-bottom: 0;
  padding-bottom: 0.35rem;
  border-bottom: 1px dashed var(--border);
}

.debt-rows > .sp-debt-row:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.sp-add-row-actions {
  margin: 0.35rem 0 0;
}

/* «Добавить долг» / «Добавить рассрочку»: фон как у блоков формы, hover — мягкий акцент */
.sp-master-form .sp-add-row-actions .btn {
  background: var(--bg-elevated);
  color: var(--text);
  border-color: color-mix(in srgb, var(--accent) 32%, var(--border));
}

.sp-master-form .sp-add-row-actions .btn:hover:not(:disabled) {
  background: var(--accent-soft);
  border-color: var(--accent);
  color: var(--accent);
}

.sp-master-form .sp-add-row-actions .btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

.sp-debt-dynamic,
.sp-inst-dynamic {
  padding-bottom: 0.35rem;
  border-bottom: 1px dashed var(--border);
}

.sp-debt-dynamic:last-child,
.sp-inst-dynamic:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.sp-remove-row {
  margin-top: 0.35rem;
}

/* .btn задаёт display — перекрывает [hidden]; явно скрываем «Удалить» при одной строке */
.sp-master-form button.sp-remove-debt[hidden],
.sp-master-form button.sp-remove-inst[hidden] {
  display: none !important;
}

.sp-debt-row,
.sp-inst-row {
  align-items: flex-end;
}

/* Общая сетка строк долгов: «Стратегия погашения» и «Полная стратегия → Кредиты и займы» */
.sp-debt-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr) minmax(0, 0.9fr);
  gap: 0.75rem;
  min-width: 0;
}

.sp-debt-row > .field {
  margin-bottom: 0;
}

.sp-inst-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.75rem;
}

.sp-two-cols {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem;
}

/* «Сколько вы готовы вносить в месяц»: input и select по нижнему краю при разной высоте подписей */
.sp-fieldset[aria-labelledby="sp-fs-title-budget"] .sp-two-cols .field {
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
}

.sp-fieldset[aria-labelledby="sp-fs-title-budget"] .sp-two-cols .field input,
.sp-fieldset[aria-labelledby="sp-fs-title-budget"] .sp-two-cols .field select {
  margin-top: auto;
  box-sizing: border-box;
  min-height: 2.75rem;
}

/* «Кредиты и займы» / стратегия долгов: ставка и период в одной строке */
.sp-debt-dynamic {
  overflow-x: visible;
}

.rate-field__inputs {
  display: flex;
  flex-wrap: nowrap;
  align-items: stretch;
  gap: 0.35rem;
}

.rate-field__inputs .d-rate,
.rate-field__inputs .sp-d-rate {
  flex: 1 1 auto;
  min-width: 0;
}

.rate-field__inputs .d-rate-kind,
.rate-field__inputs .sp-d-rate-kind {
  flex: 0 0 auto;
  width: auto;
  min-width: max-content;
  font-size: 0.85rem;
  padding: 0.4rem 0.45rem;
  white-space: nowrap;
}

@media (width < 768px) {
  .sp-debt-row,
  .sp-inst-row,
  .sp-two-cols {
    grid-template-columns: 1fr;
    min-width: 0;
  }

  .sp-debt-row > .field input,
  .sp-debt-row > .field select,
  .sp-debt-row .rate-field__inputs .d-rate,
  .sp-debt-row .rate-field__inputs .sp-d-rate,
  .sp-debt-row .rate-field__inputs .d-rate-kind,
  .sp-debt-row .rate-field__inputs .sp-d-rate-kind {
    max-width: none;
  }

  .sp-debt-row .rate-field__inputs {
    flex-direction: row;
    flex-wrap: nowrap;
  }

  .debt-payment-phase {
    font-size: 0.85rem;
    overflow-wrap: anywhere;
  }

  .calc-result__grid--debt-compare > .debt-result-section + .debt-result-section {
    margin-top: 1rem;
  }
}





.sp-result {
  margin-top: 1.5rem;
}

.sp-summary {
  margin-bottom: 1rem;
}

.sp-nowrap {
  white-space: nowrap;
}

.sp-summary-metrics {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.sp-summary-row {
  display: grid;
  gap: 0.75rem;
  grid-template-columns: 1fr;
}

@media (min-width: 640px) and (width < 960px) {
  .sp-summary-row {
    grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  }
}

@media (min-width: 960px) {
  .sp-summary-row--budget,
  .sp-summary-row--debts,
  .sp-summary-row--savings {
    grid-template-columns: repeat(5, minmax(0, 1fr));
  }

  .sp-summary-row--extra {
    grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  }
}

.sp-page-intro {
  margin: 0 0 1.5rem;
  max-width: none;
  width: 100%;
  box-sizing: border-box;
  color: var(--text-muted);
  font-size: 1.05rem;
  line-height: 1.55;
}

.sp-page-intro p {
  margin: 0 0 0.65rem;
}

.sp-page-intro p:last-child {
  margin-bottom: 0;
}

.sp-page-intro ul {
  margin: 0.35rem 0 0.65rem;
  padding-left: 1.35rem;
}

.sp-page-intro li {
  margin-bottom: 0.35rem;
}

.sp-page-intro li:last-child {
  margin-bottom: 0;
}



.master-plan-table-wrap {
  margin: 0.75rem 0 1rem;
  max-width: 100%;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-elevated);
  overflow: hidden;
}

.master-plan-table-scroll {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  overscroll-behavior-x: contain;
  max-width: 100%;
  scrollbar-width: thin;
}

.sp-master-plan-table-title {
  margin: 0;
  padding: 0.65rem 0.75rem 0.5rem;
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.35;
  color: var(--text);
  background: var(--bg-muted);
  border-bottom: 1px solid var(--border);
}

.master-plan-table-wrap > .sp-master-plan-table-title ~ .sp-master-plan-table-title {
  border-top: 2px solid var(--border);
}

.master-plan-table {
  width: 100%;
  min-width: 42rem;
  border-collapse: collapse;
  font-size: 0.85rem;
  font-variant-numeric: tabular-nums;
}

.master-plan-table--savings {
  min-width: 28rem;
}

.master-plan-table th,
.master-plan-table td {
  padding: 0.45rem 0.55rem;
  border-bottom: 1px solid var(--border);
  text-align: left;
  vertical-align: top;
}

.master-plan-table th {
  background: var(--bg-muted);
  font-weight: 600;
  white-space: nowrap;
}

.master-plan-table td.sp-col-debt {
  max-width: 13rem;
}

.master-plan-table td.sp-col-int,
.master-plan-table td.sp-col-prin,
.master-plan-table td.sp-col-bal {
  text-align: right;
  white-space: nowrap;
}

.master-plan-table tr.calc-schedule__expand td {
  text-align: center;
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--accent);
  cursor: pointer;
  background: var(--accent-soft);
  user-select: none;
  border-bottom: 1px solid var(--border);
}

.master-plan-table tr.calc-schedule__expand:hover td {
  filter: brightness(0.97);
}

html[data-theme="dark"] .master-plan-table tr.calc-schedule__expand:hover td {
  filter: brightness(1.08);
}

.master-plan-table tr.calc-schedule__expand:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

@media (width < 768px) {
  .master-plan-table {
    min-width: 28rem;
    font-size: 0.78rem;
  }

  .master-plan-table--savings {
    min-width: 22rem;
  }

  .master-plan-table th,
  .master-plan-table td {
    padding: 0.35rem 0.3rem;
  }

  /* «Погашение долгов»: плотнее столбцы на планшете/телефоне */
  .master-plan-table--debts {
    min-width: 26rem;
  }

  .master-plan-table--debts th,
  .master-plan-table--debts td {
    padding: 0.35rem 0.2rem;
  }

  .master-plan-table--debts td.sp-col-debt {
    max-width: 8.5rem;
  }

  .master-plan-table--debts td.sp-col-int,
  .master-plan-table--debts td.sp-col-prin,
  .master-plan-table--debts td.sp-col-bal {
    padding-left: 0.15rem;
    padding-right: 0.15rem;
  }

  .master-plan-table th:first-child,
  .master-plan-table td:first-child {
    position: sticky;
    left: 0;
    z-index: 1;
    background: var(--bg-elevated);
    box-shadow: 1px 0 0 var(--border);
  }

  .master-plan-table th:first-child {
    background: var(--bg-muted);
    z-index: 2;
  }

  .master-plan-table tr.calc-schedule__expand td {
    font-size: 0.8rem;
    position: static;
    box-shadow: none;
  }
}

@media (max-width: 560px) {
  .master-plan-table--debts {
    min-width: 23.5rem;
    font-size: 0.74rem;
  }

  .master-plan-table--debts th,
  .master-plan-table--debts td {
    padding: 0.3rem 0.12rem;
  }

  .master-plan-table--debts td.sp-col-debt {
    max-width: 7.5rem;
  }

  .master-plan-table--debts .sp-cell-line {
    margin-bottom: 0.2rem;
  }
}

.sp-cell-line {
  margin-bottom: 0.35rem;
  line-height: 1.35;
}

.sp-cell-line:last-child {
  margin-bottom: 0;
}

.sp-cell-muted {
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--text-muted);
}

.cabinet-pro-cta {
  margin-bottom: 1.25rem;
}

.cabinet-pro-cta p {
  margin: 0;
  line-height: 1.5;
  text-align: justify;
}

.cabinet-pro-cta__action {
  margin-top: 0.75rem;
  text-align: left;
}

.cabinet-strategy-section {
  margin: 0 0 2rem;
  padding: 1.25rem 1.35rem;
  background: var(--bg-muted);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}

.cabinet-strategy-body {
  font-size: 0.95rem;
  line-height: 1.55;
}

.strategy-draft__title {
  margin: 0 0 0.5rem;
  font-size: 1.05rem;
}

.strategy-draft__lead {
  margin: 0 0 1rem;
  color: var(--text-muted);
  font-size: 0.9rem;
}

.strategy-draft__list {
  margin: 0;
  padding-left: 1.2rem;
}

.strategy-draft__list li {
  margin-bottom: 0.65rem;
}

.strategy-draft__list li:last-child {
  margin-bottom: 0;
}

.strategy-draft__note {
  margin: 1rem 0 0;
  font-size: 0.82rem;
  color: var(--text-muted);
}

.strategy-draft--server {
  border-left: 3px solid var(--accent);
  padding-left: 0.85rem;
  margin-left: -0.15rem;
}

.strategy-draft__loading {
  margin: 0;
  color: var(--text-muted);
}

.strategy-fallback__local {
  margin-top: 0.75rem;
  opacity: 0.95;
}

.notice--pro {
  margin: 1rem 0;
}

.pro-block-title {
  margin: 1.25rem 0 0.35rem;
  font-size: 1.05rem;
  font-weight: 700;
}

.pro-perks {
  margin: 0.35rem 0 0.75rem;
  padding-left: 1.2rem;
  line-height: 1.55;
}

.pro-perks li {
  margin-bottom: 0.4rem;
}

.pro-order-steps {
  margin: 0.35rem 0 0.5rem;
  padding-left: 1.25rem;
  line-height: 1.55;
}

.pro-order-steps li {
  margin-bottom: 0.45rem;
}

.pro-price {
  margin: 1rem 0 0;
  font-size: 1rem;
}

.drawer-cabinet-actions a.btn {
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.cabinet-saved-root .saved-calc-list {
  max-height: none;
  overflow-y: visible;
  padding-right: 0;
}

.drawer-cabinet-storage-note {
  margin: 0 0 1rem;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.drawer-cabinet-future {
  margin: 1rem 0 0;
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.45;
}

.saved-calc-list {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  max-height: min(70vh, 28rem);
  overflow-y: auto;
  padding-right: 0.35rem;
}

.saved-calc-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 0.85rem 1rem;
  background: var(--bg-elevated);
}

.saved-calc-card__badge {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-muted);
}

.saved-calc-card__title {
  margin: 0 0 0.35rem;
  font-size: 0.95rem;
  font-weight: 700;
}

.saved-calc-card__meta {
  margin: 0 0 0.5rem;
  font-size: 0.8rem;
  color: var(--text-muted);
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem 0.65rem;
  align-items: baseline;
}

.saved-calc-card__scenario {
  font-weight: 600;
  color: var(--text);
}

.saved-calc-card__summary {
  margin: 0 0 0.65rem;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
  gap: 0.35rem 0.75rem;
  font-size: 0.85rem;
  align-items: baseline;
}

.saved-calc-card__summary dt {
  margin: 0;
  color: var(--text-muted);
  min-width: 0;
  overflow-wrap: anywhere;
}

.saved-calc-card__summary dd {
  margin: 0;
  font-weight: 600;
  text-align: right;
  font-variant-numeric: tabular-nums;
  min-width: 0;
  overflow-wrap: anywhere;
  word-break: break-word;
}

.saved-calc-card__none,
.saved-calc-card__empty-summary {
  margin: 0 0 0.65rem;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.saved-calc-card__more {
  margin: 0 0 0.5rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.saved-calc-card__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  align-items: center;
}

.saved-calc-share {
  position: relative;
  display: inline-flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.35rem;
}

.saved-calc-share-menu {
  position: absolute;
  left: 0;
  top: calc(100% + 0.35rem);
  z-index: 5;
  min-width: 14rem;
  padding: 0.35rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-elevated);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.saved-calc-share-menu[hidden] {
  display: none !important;
}

.saved-calc-share-menu__item {
  display: block;
  width: 100%;
  margin: 0;
  padding: 0.5rem 0.65rem;
  border: 0;
  border-radius: calc(var(--radius-sm) - 2px);
  background: transparent;
  color: var(--text);
  font: inherit;
  font-size: 0.875rem;
  text-align: left;
  cursor: pointer;
}

.saved-calc-share-menu__item:hover,
.saved-calc-share-menu__item:focus-visible {
  background: var(--accent-soft);
  outline: none;
}

.saved-calc-share-status {
  font-size: 0.8rem;
  color: var(--accent);
}

.saved-calc-bar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 0.75rem;
  margin: 0.75rem 0 0.35rem;
}

.saved-calc-bar--improve {
  justify-content: space-between;
  align-items: flex-start;
  gap: 0.75rem 1rem;
}

.saved-calc-bar__main {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 0.75rem;
  flex: 1;
  min-width: 0;
}

.saved-calc-improve {
  flex: none;
  margin-left: auto;
}



.calc-result .saved-calc-bar {
  margin-top: 1rem;
}

.saved-calc-hint {
  font-size: 0.85rem;
  color: var(--accent);
}

.calc-improve-dialog {
  max-width: min(36rem, 92vw);
  width: 100%;
  padding: 0;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: var(--bg-elevated);
  color: var(--text);
  box-shadow: var(--shadow);
}

.calc-improve-dialog::backdrop {
  background: rgba(0, 0, 0, 0.45);
}

.calc-improve-dialog__inner {
  position: relative;
  padding: 1.25rem 1.35rem 1.1rem;
}

.calc-improve-dialog__title {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
}

.calc-improve-dialog__lead {
  margin: 0 0 1rem;
}

.calc-improve-dialog__textarea {
  width: 100%;
  min-height: 7rem;
  resize: vertical;
  box-sizing: border-box;
}

.calc-improve-dialog__field-error {
  margin: 0.35rem 0 0;
  font-size: 0.8125rem;
  line-height: 1.4;
  color: var(--warning-fg, #b45309);
}

.calc-improve-dialog__field--invalid .calc-improve-dialog__textarea,
.calc-improve-dialog__field--invalid input[type="email"] {
  border-color: var(--warning-fg, #b45309);
  box-shadow: 0 0 0 1px rgba(180, 83, 9, 0.25);
}

.calc-improve-dialog__actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem;
  margin-top: 0.85rem;
}

.calc-improve-dialog__actions-spacer {
  flex: 1;
  min-width: 0.5rem;
}

.calc-improve-dialog__status {
  margin: 0.65rem 0 0;
  font-size: 0.85rem;
  color: var(--accent);
}

.calc-improve-dialog__status--error {
  color: var(--warning-fg, #b45309);
}

.calc-improve-dialog__consent {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  margin: 0.75rem 0 0;
  font-size: 0.95rem;
  line-height: 1.45;
  cursor: pointer;
}

.calc-improve-dialog__consent input {
  margin-top: 0.2rem;
  flex: none;
}

.calc-improve-dialog__consent-link {
  color: inherit;
  text-decoration: underline;
  text-underline-offset: 0.12em;
}

.calc-improve-dialog__consent-link:hover {
  color: var(--accent);
}

.calc-improve-dialog__hp {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
  margin: 0;
  padding: 0;
  border: 0;
}

/* Страницы калькуляторов */
.calc-page {
  padding: clamp(1.5rem, 4vw, 2.5rem) 0 3rem;
}

/* Широкая колонка по ширине сайта (юр. страницы, oplata-pro и т.п.) */
.calc-page--legal-doc > .container,
.calc-page--wide > .container {
  width: min(100% - clamp(1rem, 5vw, 2rem), var(--container));
  max-width: var(--container);
}

.calc-page--legal-doc .calc-lead,
.calc-page--wide .calc-lead {
  max-width: none;
}

.calc-page--wide .notice,
.calc-page--wide .pro-perks,
.calc-page--wide .pro-price,
.calc-page--wide #pro-status {
  overflow-wrap: anywhere;
  word-break: break-word;
}

.calc-page--legal-doc .legal-doc {
  overflow-wrap: anywhere;
  word-break: break-word;
}

.calc-page--legal-doc .legal-doc__section h2 {
  text-wrap: balance;
}





.breadcrumb {
  font-size: 0.875rem;
  color: var(--text-muted);
  margin: 0 0 1.25rem;
}

.breadcrumb a {
  color: var(--text-muted);
  text-decoration: none;
  font-weight: 500;
}

.breadcrumb a:hover {
  color: var(--accent);
}

.calc-page h1 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.5rem, 3vw, 1.85rem);
  letter-spacing: -0.02em;
}

.calc-lead {
  margin: 0 0 1.5rem;
  color: var(--text-muted);
  max-width: 1120px;
  text-align: justify;
}

.cabinet-guest-lead {
  font-size: 0.85rem;
}

.legal-doc {
  margin-top: 1.5rem;
}

.legal-doc__section {
  margin-bottom: 1.35rem;
}

.legal-doc__section h2 {
  font-size: 1.05rem;
  margin: 0 0 0.5rem;
  font-weight: 600;
}

.legal-doc__section p,
.legal-doc__section ul {
  margin: 0 0 0.65rem;
  color: var(--text-muted);
  line-height: 1.55;
}

.legal-doc__section ul {
  padding-left: 1.25rem;
}

.legal-doc__note {
  margin-top: 1.5rem;
}

.legal-doc a {
  color: var(--accent);
  text-decoration: underline;
  text-underline-offset: 0.1em;
}

.legal-doc a:hover {
  text-decoration-thickness: 0.08em;
}

.calc-form {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.35rem 1.5rem;
  margin-bottom: 1.5rem;
  box-shadow: var(--shadow);
}

.calc-form__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.25rem;
}

/* display:flex перекрывает стандартное [hidden] */
.calc-form__actions[hidden] {
  display: none;
}

.field {
  margin-bottom: 1rem;
}

.field label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 0.35rem;
  color: var(--text);
}

.field input,
.field select {
  width: 100%;
  max-width: 25rem;
  padding: 0.6rem 0.75rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-page);
  color: var(--text);
  font-family: inherit;
  font-size: 0.9rem;
}

.field input:focus,
.field select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-soft);
}

.field-hint {
  margin: 0.35rem 0 0;
  font-size: 0.8rem;
  color: var(--text-muted);
  max-width: 32rem;
  line-height: 1.4;
}

.field-hint--warn {
  color: var(--warning-fg);
}

.field-optional {
  font-weight: 400;
  color: var(--text-muted);
}

.calc-presets {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin: 0 0 0.5rem;
  max-width: 25rem;
}

.calc-presets__btn {
  min-width: 2.5rem;
  min-height: 2rem;
  padding: 0 0.7rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-page);
  font: inherit;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-muted);
  cursor: pointer;
}

.calc-presets__btn:hover,
.calc-presets__btn.is-active {
  border-color: var(--accent);
  background: var(--accent-soft);
  color: var(--accent-hover);
}

.calc-presets__btn:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.field-hint code {
  font-size: 0.92em;
  padding: 0.1em 0.35em;
  border-radius: var(--radius-sm);
  background: var(--bg-page);
  border: 1px solid var(--border);
}

.field--robot-check .field__label-text {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 0.35rem;
  color: var(--text);
}

.field--robot-check .robot-check {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  max-width: 25rem;
  padding: 0.65rem 0.85rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-page);
  cursor: pointer;
  user-select: none;
}

.field--robot-check .robot-check:hover {
  border-color: color-mix(in srgb, var(--accent) 45%, var(--border));
}

.field--robot-check .robot-check:focus-within {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-soft);
}

.field--robot-check .robot-check input {
  width: 1.1rem;
  height: 1.1rem;
  margin: 0;
  flex-shrink: 0;
  accent-color: var(--accent);
  cursor: pointer;
}

.field--robot-check .robot-check__icon {
  display: inline-flex;
  color: var(--text-muted);
  flex-shrink: 0;
  line-height: 0;
}

.field--robot-check .robot-check:hover .robot-check__icon {
  color: var(--accent);
}

.field--robot-check .robot-check__text {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text);
}

.field-password-wrap {
  position: relative;
  max-width: 20rem;
}

.field.field--password .field-password-wrap input {
  width: 100%;
  padding: 0.6rem 2.75rem 0.6rem 0.75rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: var(--bg-page);
  color: var(--text);
  font-family: inherit;
  font-size: 1rem;
  box-sizing: border-box;
}

.field.field--password .field-password-wrap input:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-soft);
}

.field-password-toggle {
  position: absolute;
  right: 0.25rem;
  top: 50%;
  transform: translateY(-50%);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.35rem;
  height: 2.35rem;
  padding: 0;
  border: none;
  border-radius: var(--radius-sm);
  background: transparent;
  color: var(--text-muted);
  cursor: pointer;
  line-height: 0;
}

.field-password-toggle:hover {
  color: var(--accent);
  background: var(--accent-soft);
}

.field-password-toggle:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.field-password-toggle__show,
.field-password-toggle__hide {
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.field-password-toggle__show[hidden],
.field-password-toggle__hide[hidden] {
  display: none !important;
}

.calc-result {
  background: var(--bg-muted);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem;
  margin-bottom: 1.5rem;
}

.calc-result[hidden] {
  display: none !important;
}

.calc-result__title {
  margin: 0 0 1rem;
  font-size: 1.05rem;
}

.calc-result__grid {
  display: grid;
  gap: 0.75rem;
}

#calc-result-metrics + #calc-result-extra:not(:empty) {
  margin-top: 1.25rem;
}



.calc-metric {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 0.85rem 1rem;
}

/* Накопление на цель: три параметра + инфляция */
.calc-goal-params {
  margin: 1rem 0 1.25rem;
  padding: 1rem 1.1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-muted);
  border-left: 4px solid var(--accent);
}

.calc-goal-params__intro {
  margin: 0 0 1rem;
  font-size: 0.88rem;
  line-height: 1.45;
  color: var(--text-muted);
}

.calc-goal-params__intro strong {
  color: var(--text);
}

.calc-param-step {
  margin-bottom: 1rem;
  padding-bottom: 1rem;
  border-bottom: 1px dashed var(--border);
}

.calc-param-step:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.calc-param-step__head {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  margin-bottom: 0.45rem;
}

.calc-param-step__num {
  flex-shrink: 0;
  width: 1.65rem;
  height: 1.65rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.82rem;
  font-weight: 700;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent);
}

.calc-param-step__title {
  font-weight: 700;
  font-size: 0.98rem;
  letter-spacing: -0.02em;
}

.calc-param-step__body.field {
  margin-bottom: 0;
}

.calc-param-step__muted {
  margin: 0;
  font-size: 0.85rem;
  line-height: 1.45;
  color: var(--text-muted);
}

.calc-inflation-field .calc-inflation-hint {
  font-weight: 400;
  color: var(--text-muted);
}

.calc-inflation-row {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  flex-wrap: wrap;
  margin-top: 0.35rem;
}

.calc-inflation-row input[type="range"] {
  flex: 1 1 12rem;
  min-width: 0;
  max-width: 22rem;
  accent-color: var(--accent);
}

.calc-inflation-out {
  font-weight: 700;
  font-size: 0.95rem;
  min-width: 3.25rem;
  color: var(--accent);
}

.calc-result__grid .calc-result__runway-note {
  grid-column: 1 / -1;
  margin: 0.25rem 0 0;
}

.calc-result__grid .calc-result__subsection {
  grid-column: 1 / -1;
  margin: 0.5rem 0 0.15rem;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--text-muted);
}

.calc-result__grid > .calc-result__inflation-band,
.calc-result__grid > .calc-result__podushka-deposit-band {
  grid-column: 1 / -1;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.calc-result__podushka-deposit-row {
  display: grid;
  gap: 0.75rem;
  grid-template-columns: 1fr;
}



.calc-result__inflation-band .calc-result__subsection {
  margin: 0.35rem 0 0;
}

.calc-result__inflation-row {
  display: grid;
  gap: 0.75rem;
  grid-template-columns: 1fr;
}



.calc-metric__label {
  display: block;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--text-muted);
  margin-bottom: 0.25rem;
}

.calc-metric__value {
  font-size: 1.25rem;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  color: var(--text);
}

.calc-error {
  color: var(--warning-fg);
  font-size: 0.9rem;
  margin-top: 0.75rem;
}

.calc-table-wrap {
  overflow-x: auto;
  margin-top: 1rem;
}

.calc-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.875rem;
  font-variant-numeric: tabular-nums;
}

.calc-table th,
.calc-table td {
  padding: 0.5rem 0.65rem;
  border-bottom: 1px solid var(--border);
  text-align: right;
}

.calc-table th:first-child,
.calc-table td:first-child {
  text-align: left;
}

.calc-table tr.calc-schedule__expand td {
  text-align: center;
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--accent);
  cursor: pointer;
  background: var(--accent-soft);
  user-select: none;
  border-bottom: 1px solid var(--border);
}

.calc-table tr.calc-schedule__expand:hover td {
  filter: brightness(0.97);
}

html[data-theme="dark"] .calc-table tr.calc-schedule__expand:hover td {
  filter: brightness(1.08);
}

.calc-table tr.calc-schedule__expand:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

/* Расчёт кредита — результаты на планшете и телефоне */
@media (width < 768px) {
  .calc-result .saved-calc-bar.saved-calc-bar--improve {
    flex-direction: column;
    align-items: stretch;
    gap: 0.5rem;
  }

  .calc-result .saved-calc-bar__main {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
  }

  .calc-result .saved-calc-bar__main .btn,
  .calc-result .saved-calc-improve {
    width: 100%;
    margin-left: 0;
    align-self: stretch;
  }

  .calc-table-wrap {
    max-width: 100%;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior-x: contain;
    scrollbar-width: thin;
  }

  .calc-table {
    min-width: 26rem;
    font-size: 0.8rem;
  }

  .calc-table th,
  .calc-table td {
    padding: 0.4rem 0.3rem;
  }

  .calc-table th:first-child,
  .calc-table td:first-child {
    position: sticky;
    left: 0;
    z-index: 1;
    background: var(--bg-elevated);
    box-shadow: 1px 0 0 var(--border);
  }

  .calc-result .calc-table th:first-child,
  .calc-result .calc-table td:first-child {
    background: var(--bg-muted);
  }

  .calc-table th:first-child {
    background: var(--bg-muted);
    z-index: 2;
  }

  .calc-table tr.calc-schedule__expand td {
    font-size: 0.8rem;
    position: static;
    box-shadow: none;
    white-space: normal;
  }
}

@media (max-width: 560px) {
  .calc-result .calc-result__grid {
    grid-template-columns: 1fr;
    gap: 0.65rem;
  }

  .calc-result .calc-metric {
    padding: 0.7rem 0.85rem;
  }

  .calc-result .calc-metric__label {
    font-size: 0.7rem;
    overflow-wrap: anywhere;
  }

  .calc-result .calc-metric__value {
    font-size: 1.1rem;
    overflow-wrap: anywhere;
  }

  .calc-table {
    min-width: 24rem;
    font-size: 0.78rem;
  }

  .calc-table th,
  .calc-table td {
    padding: 0.35rem 0.25rem;
  }
}


.subs-rows .subs-row {
  display: grid;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
  align-items: end;
}

.subs-rows .subs-row .field input,
.subs-rows .subs-row .field select {
  max-width: none;
}

.subs-row__keep .subs-keep-label {
  margin-bottom: 0;
}

.subs-row__actions {
  display: flex;
  align-items: flex-end;
  justify-content: flex-end;
  gap: 0.35rem;
  min-height: 2.5rem;
}

.subs-remove {
  min-width: 2.5rem;
  min-height: 2.5rem;
  padding: 0;
  line-height: 1;
  font-size: 1.25rem;
}

.subs-income-field {
  margin-bottom: 1.25rem;
  max-width: 22rem;
}

.subs-keep-hint {
  margin: 0 0 0.85rem;
}

.subs-keep-label {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.85rem;
  font-weight: 500;
  cursor: pointer;
  user-select: none;
  min-height: 2.5rem;
}

.subs-keep-label input {
  width: 1.15rem;
  height: 1.15rem;
  flex-shrink: 0;
}

.subs-result-extra {
  margin-top: 1.25rem;
  display: grid;
  gap: 1.25rem;
  min-width: 0;
  max-width: 100%;
}

.subs-result-extra .debt-result-section {
  min-width: 0;
  max-width: 100%;
}

.subs-income-block__row {
  display: grid;
  gap: 0.75rem;
  align-items: start;
}

.subs-income-block__value {
  display: block;
  font-size: clamp(1.35rem, 4vw, 1.75rem);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
  line-height: 1.2;
}

.subs-income-note {
  margin: 0;
  padding: 0.75rem 0.9rem;
  border-radius: 8px;
  border: 1px solid var(--border);
  background: var(--bg-elevated);
  font-size: 0.92rem;
  line-height: 1.45;
  overflow-wrap: anywhere;
  word-break: break-word;
}

.subs-income-note--low {
  border-color: color-mix(in srgb, var(--accent, #2f6f6b) 35%, var(--border));
}

.subs-income-note--ok {
  border-color: color-mix(in srgb, #c4a35a 40%, var(--border));
}

.subs-income-note--high {
  border-color: color-mix(in srgb, #b55a4a 40%, var(--border));
}

.subs-cancel-block .calc-result__grid {
  margin-top: 0.25rem;
}

.subs-line--cancel td {
  opacity: 0.72;
}

.subs-line-tag {
  display: inline-block;
  margin-left: 0.35rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-muted);
}

/* Таблица подписок: скролл не ломается из-за min-width:auto у grid/flex-детей */
.calc-result {
  min-width: 0;
  max-width: 100%;
  overflow-x: clip;
}

.subs-table-wrap {
  display: block;
  width: 100%;
  max-width: 100%;
  margin-top: 0.65rem;
  overflow-x: auto;
  overflow-y: hidden;
  -webkit-overflow-scrolling: touch;
  overscroll-behavior-x: contain;
  touch-action: pan-x;
  scrollbar-width: thin;
}

.subs-breakdown-table {
  width: max-content;
  min-width: 22rem;
  max-width: none;
}

@media (min-width: 640px) {
  .subs-income-block__row {
    grid-template-columns: auto minmax(0, 1fr);
    align-items: center;
    gap: 1rem;
  }
}

/* Подписки: телефон — карточка строки, не 5 полей столбиком без структуры */
@media (max-width: 639px) {
  .calc-form:has(.subs-rows) {
    padding: 1rem 0.9rem;
  }

  .subs-income-field {
    max-width: none;
  }

  .subs-rows .subs-row {
    grid-template-columns: 1fr auto;
    grid-template-areas:
      "keep remove"
      "name name"
      "amount period";
    gap: 0.65rem 0.5rem;
    align-items: end;
    padding: 0.85rem 0.9rem;
    margin-bottom: 0.85rem;
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    background: var(--bg-page);
  }

  .subs-rows .subs-row > .subs-row__keep {
    grid-area: keep;
    align-self: center;
  }

  .subs-rows .subs-row > .subs-row__remove {
    grid-area: remove;
    margin-bottom: 0;
  }

  .subs-rows .subs-row > .subs-row__name {
    grid-area: name;
  }

  .subs-rows .subs-row > .subs-row__amount {
    grid-area: amount;
  }

  .subs-rows .subs-row > .subs-row__period {
    grid-area: period;
  }

  .subs-rows .subs-row .field input,
  .subs-rows .subs-row .field select,
  .subs-income-field input {
    font-size: 16px;
  }

  .subs-keep-hint {
    font-size: 0.78rem;
  }

  .calc-form:has(.subs-rows) .calc-form__actions {
    flex-direction: column;
    align-items: stretch;
  }

  .calc-form:has(.subs-rows) .calc-form__actions .btn {
    width: 100%;
    justify-content: center;
  }

  .calc-page--kalkulyator .calc-result {
    padding: 1rem 0.85rem;
  }

  .subs-income-block__value {
    font-size: 1.5rem;
  }

  .subs-income-note {
    padding: 0.7rem 0.8rem;
    font-size: 0.86rem;
  }

  .subs-breakdown-table {
    min-width: 20.5rem;
    font-size: 0.78rem;
  }

  .subs-breakdown-table th,
  .subs-breakdown-table td {
    padding: 0.4rem 0.45rem;
    white-space: nowrap;
  }

  .subs-breakdown-table th:first-child,
  .subs-breakdown-table td:first-child {
    position: sticky;
    left: 0;
    z-index: 1;
    background: var(--bg-muted);
    box-shadow: 1px 0 0 var(--border);
    white-space: normal;
    max-width: 8.5rem;
  }

  .subs-table-wrap::after {
    content: "← листайте таблицу →";
    display: block;
    margin-top: 0.4rem;
    font-size: 0.72rem;
    color: var(--text-muted);
    text-align: center;
  }
}

/* Узкий планшет: две строки вместо пяти колонок впритык */
@media (min-width: 640px) and (max-width: 899px) {
  .subs-rows .subs-row {
    grid-template-columns: auto minmax(0, 1.4fr) minmax(0, 1fr) minmax(6.5rem, 0.9fr) 2.75rem;
    grid-template-areas: "keep name amount period remove";
  }

  .subs-rows .subs-row > .subs-row__keep {
    grid-area: keep;
  }

  .subs-rows .subs-row > .subs-row__name {
    grid-area: name;
  }

  .subs-rows .subs-row > .subs-row__amount {
    grid-area: amount;
  }

  .subs-rows .subs-row > .subs-row__period {
    grid-area: period;
  }

  .subs-rows .subs-row > .subs-row__remove {
    grid-area: remove;
  }
}



.btn--small {
  padding: 0.45rem 0.75rem;
  font-size: 0.85rem;
}

/* Сравнение двух сценариев досрочки */
.calc-compare {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: stretch;
}

.calc-compare-table-wrap {
  display: none;
}

.calc-compare-table {
  width: 100%;
  table-layout: fixed;
}

.calc-compare-table th,
.calc-compare-table td {
  font-variant-numeric: tabular-nums;
  padding: 0.45rem 0.35rem;
}

.calc-compare-table th:nth-child(1),
.calc-compare-table td:nth-child(1),
.calc-compare-table tbody th {
  width: 42%;
  padding-left: 0;
  padding-right: 0.4rem;
}

.calc-compare-table th:nth-child(2),
.calc-compare-table td:nth-child(2),
.calc-compare-table th:nth-child(3),
.calc-compare-table td:nth-child(3) {
  width: 29%;
  padding-left: 0.25rem;
  padding-right: 0.25rem;
  overflow-wrap: anywhere;
  word-break: break-word;
}

.calc-compare-table thead th:nth-child(2),
.calc-compare-table thead th:nth-child(3) {
  font-size: 0.8rem;
  line-height: 1.25;
}

.calc-compare-table tbody th {
  font-weight: 600;
  text-align: left;
}

@media (width < 768px) {
  .calc-compare-table-wrap .calc-compare-table {
    min-width: 0;
  }

  .calc-compare-table-wrap .calc-compare-table th:first-child,
  .calc-compare-table-wrap .calc-compare-table td:first-child,
  .calc-compare-table-wrap .calc-compare-table tbody th {
    position: static;
    box-shadow: none;
    background: transparent;
  }
}



.calc-compare__col {
  box-sizing: border-box;
  min-width: 0;
  min-height: 100%;
  display: flex;
  flex-direction: column;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 1rem 1.1rem;
}

.calc-compare__col .calc-result__grid--dense {
  flex: 1 1 auto;
}

.calc-compare__heading {
  margin: 0 0 0.85rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--accent);
}

.calc-result__grid--dense {
  grid-template-columns: 1fr;
}



.calc-compare__error {
  margin: 0;
  font-size: 0.85rem;
  color: var(--warning-fg);
}

.calc-compare__col > .saved-calc-bar {
  margin-top: auto;
  padding-top: 0.85rem;
  border-top: 1px solid var(--border);
  margin-bottom: 0;
  width: 100%;
  box-sizing: border-box;
}

/* Кнопки «Сохранить» / «Улучшить» в сравнении досрочки — столбиком на планшете и телефоне */
@media (width < 768px) {
  .calc-compare__col > .saved-calc-bar.saved-calc-bar--improve {
    flex-direction: column;
    align-items: stretch;
    gap: 0.5rem;
  }

  .calc-compare__col .saved-calc-bar__main {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
  }

  .calc-compare__col .saved-calc-bar__main .btn,
  .calc-compare__col .saved-calc-improve {
    width: 100%;
    margin-left: 0;
    align-self: stretch;
  }

  /* Сравнение оферт: карточки → таблица */
  .calc-compare--cards {
    display: none;
  }

  .calc-compare-table-wrap {
    display: block;
  }
}

/* media.css импортируется выше — телефон: стек сценариев досрочки (< 560px) */
@media (max-width: 560px) {
  .calc-compare {
    grid-template-columns: 1fr;
    gap: 1rem;
  }

  .calc-compare__col {
    padding: 0.85rem 0.9rem;
  }

  .calc-compare__heading {
    font-size: 0.9rem;
    line-height: 1.35;
  }

  .calc-compare__col .calc-metric {
    padding: 0.7rem 0.85rem;
  }

  .calc-compare__col .calc-metric__label {
    font-size: 0.7rem;
    overflow-wrap: anywhere;
  }

  .calc-compare__col .calc-metric__value {
    font-size: 1.1rem;
    overflow-wrap: anywhere;
  }
}

/* Два блока сравнения: в колонку — отступ между секциями; в два столбца — общий gap, верх по линии */
.calc-result__grid--debt-compare > .debt-result-section + .debt-result-section {
  margin-top: 1.25rem;
}



.debt-result-section__title {
  margin: 0 0 0.75rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-muted);
}

.debt-payment-phases {
  margin-top: 1rem;
  padding-top: 0.75rem;
  border-top: 1px solid var(--border-subtle, rgba(0, 0, 0, 0.08));
}

.debt-payment-phases__title {
  margin: 0 0 0.5rem;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-muted);
}

.debt-payment-phase {
  margin: 0.35rem 0 0;
  font-size: 0.9rem;
  line-height: 1.45;
  color: var(--text);
}

.debt-payment-phase:first-of-type {
  margin-top: 0;
}

/* Модальное окно смены пароля / подтверждения e-mail (из боковой панели) */
.header-password-modal {
  position: fixed;
  inset: 0;
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1rem;
}

.header-password-modal[hidden] {
  display: none !important;
}

.header-password-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(15, 18, 24, 0.45);
}

html[data-theme="dark"] .header-password-modal__backdrop {
  background: rgba(0, 0, 0, 0.55);
}

.header-password-modal__panel {
  position: relative;
  z-index: 1;
  width: min(100%, 420px);
  max-height: min(90vh, 640px);
  overflow: auto;
  padding: 1.25rem 1.35rem;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.header-password-modal__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-bottom: 0.75rem;
}

.header-password-modal__title {
  margin: 0;
  font-size: 1.15rem;
  font-weight: 700;
}

.header-password-modal__close {
  border: none;
  background: transparent;
  font-size: 1.5rem;
  line-height: 1;
  cursor: pointer;
  color: var(--text-muted);
  padding: 0.15rem 0.4rem;
  border-radius: 8px;
}

.header-password-modal__close:hover {
  background: var(--bg-muted);
  color: var(--text);
}

.header-password-modal__panel--narrow {
  max-width: 380px;
}

.password-saved-msg {
  margin: 0 0 1.25rem;
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* --- Home: блок сверки кредита под hero --- */
.home-sverka {
  padding: clamp(1.75rem, 4vw, 2.5rem) 0;
}

.home-sverka h2 {
  margin: 0 0 0.65rem;
  font-size: clamp(1.2rem, 2.2vw, 1.45rem);
}

.home-sverka__lead {
  margin: 0 0 1rem;
  color: var(--text-muted);
  line-height: 1.55;
}

.home-sverka__bullets {
  margin: 0 0 1.25rem;
  padding-left: 1.2rem;
  color: var(--text-muted);
}

.home-sverka__bullets li {
  margin-bottom: 0.35rem;
}

.home-sverka__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-bottom: 0.75rem;
}

.home-sverka__pro {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.home-sverka__pro a {
  font-weight: 600;
}

.home-sverka-promo {
  margin-bottom: 1.25rem;
}

.home-sverka-promo a {
  display: inline-block;
  margin-top: 0.35rem;
  font-weight: 600;
}

/* --- Landing: sverka-kredita.html --- */
.landing-sverka .lp-hero {
  padding: clamp(1.5rem, 4vw, 2.5rem) 0 clamp(2rem, 5vw, 3rem);
  background:
    radial-gradient(ellipse 80% 50% at 50% 0%, rgba(47, 111, 107, 0.12), transparent),
    var(--bg-page);
}

.landing-sverka .lp-hero h1 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.45rem, 3.5vw, 2rem);
  max-width: 18ch;
}

.landing-sverka .lp-hero__lead {
  margin: 0 0 0.65rem;
  color: var(--text-muted);
  max-width: 42rem;
  line-height: 1.55;
}

.landing-sverka .lp-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin: 1.25rem 0;
}

.landing-sverka .lp-hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 1rem;
  list-style: none;
  margin: 0;
  padding: 0;
  color: var(--text-muted);
  font-size: 0.85rem;
}

.landing-sverka .lp-hero__trust li::before {
  content: "✓ ";
  color: var(--positive, var(--accent));
  font-weight: 700;
}

.landing-sverka .lp-section-head {
  margin-bottom: 1.25rem;
  max-width: 40rem;
}

.landing-sverka .lp-section-head h2 {
  margin: 0 0 0.5rem;
}

.landing-sverka .lp-section-lead {
  margin: 0;
  color: var(--text-muted);
  line-height: 1.5;
}

.landing-sverka .lp-eyebrow {
  margin: 0 0 0.35rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--accent);
}

.landing-sverka .lp-why-grid {
  display: grid;
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

@media (min-width: 640px) {
  .landing-sverka .lp-why-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.landing-sverka .lp-why-card {
  padding: 1rem 1.15rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.landing-sverka .lp-why-card h3 {
  margin: 0 0 0.35rem;
  font-size: 1rem;
}

.landing-sverka .lp-why-card p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.landing-sverka .lp-why-card a.calc-card__link {
  display: inline-block;
  margin-top: 0.5rem;
  text-decoration: none;
}

.landing-sverka .lp-why-card a.calc-card__link:hover {
  color: var(--accent-hover);
}

.landing-sverka .lp-demo {
  padding: 1.15rem 1.25rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
  box-shadow: var(--shadow);
  scroll-margin-top: 4rem;
}

.landing-sverka .lp-demo h2 {
  margin: 0 0 0.25rem;
  font-size: 1.05rem;
}

.landing-sverka .lp-demo__note {
  margin: 0 0 1rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.landing-sverka .lp-presets {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-bottom: 0.85rem;
}

.landing-sverka .lp-preset {
  min-height: 2rem;
  padding: 0 0.75rem;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: var(--bg-page);
  font: inherit;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-muted);
  cursor: pointer;
}

.landing-sverka .lp-preset.is-active,
.landing-sverka .lp-preset:hover {
  border-color: var(--accent);
  background: var(--accent-soft);
  color: var(--accent-hover);
}

.landing-sverka .lp-demo-fields {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.65rem;
  margin-bottom: 1rem;
}

@media (max-width: 480px) {
  .landing-sverka .lp-demo-fields {
    grid-template-columns: 1fr;
  }
}

.landing-sverka .lp-field {
  display: grid;
  gap: 0.25rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-muted);
}

.landing-sverka .lp-field input {
  width: 100%;
  min-height: 2.5rem;
  padding: 0 0.65rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-page);
  font: inherit;
  color: var(--text);
}

.landing-sverka .lp-demo-result {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-bottom: 0.75rem;
}

.landing-sverka .lp-demo-result__label {
  margin: 0 0 0.15rem;
  font-size: 0.72rem;
  color: var(--text-muted);
}

.landing-sverka .lp-demo-result__value {
  margin: 0;
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--accent);
}

.landing-sverka .lp-demo-result__value--muted {
  color: var(--text);
}

.landing-sverka .lp-demo-bar {
  display: flex;
  height: 8px;
  overflow: hidden;
  border-radius: 999px;
  background: var(--bg-muted);
  margin-bottom: 0.35rem;
}

.landing-sverka .lp-demo-bar__debt {
  background: var(--accent);
}

.landing-sverka .lp-demo-bar__interest {
  background: color-mix(in srgb, var(--text-muted) 40%, var(--bg-muted));
}

.landing-sverka .lp-demo-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin: 0 0 1rem;
  font-size: 0.72rem;
  color: var(--text-muted);
}

.landing-sverka .lp-dot {
  display: inline-block;
  width: 7px;
  height: 7px;
  margin-right: 0.25rem;
  border-radius: 50%;
  vertical-align: middle;
}

.landing-sverka .lp-dot--debt {
  background: var(--accent);
}

.landing-sverka .lp-dot--interest {
  background: color-mix(in srgb, var(--text-muted) 40%, var(--bg-muted));
}

.landing-sverka .lp-demo-actions {
  display: grid;
  gap: 0.5rem;
}

.landing-sverka .btn--block {
  width: 100%;
  justify-content: center;
}

.landing-sverka .btn--accent-outline {
  background: transparent;
  border: 1.5px solid var(--accent);
  color: var(--accent);
}

.landing-sverka .btn--accent-outline:hover {
  background: var(--accent-soft);
  color: var(--accent-hover);
}

.landing-sverka .lp-steps {
  display: grid;
  gap: 0.75rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

@media (min-width: 768px) {
  .landing-sverka .lp-steps {
    grid-template-columns: repeat(2, 1fr);
  }
}

.landing-sverka .lp-step {
  padding: 1rem 1.15rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.landing-sverka .lp-step__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.65rem;
  height: 1.65rem;
  margin-bottom: 0.5rem;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent);
  font-size: 0.8rem;
  font-weight: 800;
}

.landing-sverka .lp-step h3 {
  margin: 0 0 0.35rem;
  font-size: 1rem;
}

.landing-sverka .lp-step p {
  margin: 0 0 0.5rem;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.landing-sverka .lp-method-grid {
  display: grid;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

@media (min-width: 640px) {
  .landing-sverka .lp-method-grid {
    grid-template-columns: 1fr 1fr;
  }
}

.landing-sverka .lp-method-card {
  padding: 1rem 1.15rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--bg-elevated);
}

.landing-sverka .lp-method-card--yes {
  background: color-mix(in srgb, var(--accent) 8%, var(--bg-elevated));
  border-color: color-mix(in srgb, var(--accent) 35%, var(--border));
}

.landing-sverka .lp-method-card--no {
  background: color-mix(in srgb, #b45309 6%, var(--bg-elevated));
  border-color: color-mix(in srgb, #b45309 25%, var(--border));
}

.landing-sverka .lp-method-card h3 {
  margin: 0 0 0.5rem;
  font-size: 1rem;
}

.landing-sverka .lp-method-card ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.landing-sverka .lp-method-card li {
  padding: 0.2rem 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.landing-sverka .lp-method-card--yes li::before {
  content: "✓ ";
  color: var(--accent);
  font-weight: 700;
}

.landing-sverka .lp-method-card--no li::before {
  content: "✗ ";
  color: #b45309;
  font-weight: 700;
}

.landing-sverka .lp-compare-banner {
  margin-bottom: 1rem;
  padding: 0.85rem 1rem;
  border-radius: var(--radius);
  border: 1px solid color-mix(in srgb, var(--accent) 35%, var(--border));
  background: var(--accent-soft);
  font-size: 0.9rem;
}

.landing-sverka .lp-compare-banner p {
  margin: 0;
}

.landing-sverka .lp-formula {
  padding: 0.85rem 1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-elevated);
  font-size: 0.9rem;
}

.landing-sverka .lp-formula summary {
  cursor: pointer;
  font-weight: 700;
}

.landing-sverka .lp-formula p {
  margin: 0.65rem 0 0;
  color: var(--text-muted);
}

.landing-sverka .lp-case {
  display: grid;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

@media (min-width: 768px) {
  .landing-sverka .lp-case {
    grid-template-columns: 1fr auto 1fr;
    align-items: stretch;
  }

  .landing-sverka .lp-case__arrow {
    display: flex;
    align-items: center;
    font-size: 1.5rem;
    color: var(--text-muted);
  }
}

.landing-sverka .lp-case__col {
  padding: 1rem 1.15rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.landing-sverka .lp-case__col--better {
  border-color: color-mix(in srgb, var(--accent) 40%, var(--border));
  background: color-mix(in srgb, var(--accent) 6%, var(--bg-elevated));
}

.landing-sverka .lp-case__label {
  margin: 0 0 0.25rem;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
}

.landing-sverka .lp-case__title {
  margin: 0 0 0.5rem;
  font-weight: 700;
  font-size: 0.95rem;
}

.landing-sverka .lp-case__col ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.landing-sverka .lp-case__col li {
  padding: 0.15rem 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.landing-sverka .lp-case__arrow {
  display: none;
}

.landing-sverka .lp-case__note {
  margin: 0 0 1rem;
  color: var(--text-muted);
  max-width: 42rem;
}

.landing-sverka .lp-plans {
  display: grid;
  gap: 1rem;
  max-width: 52rem;
}

@media (min-width: 640px) {
  .landing-sverka .lp-plans {
    grid-template-columns: 1fr 1fr;
  }
}

.landing-sverka .lp-plan {
  position: relative;
  padding: 1.25rem 1.35rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.landing-sverka .lp-plan--featured {
  border-color: var(--accent);
  background: linear-gradient(180deg, var(--bg-elevated), color-mix(in srgb, var(--accent) 8%, var(--bg-elevated)));
  order: -1;
}

.landing-sverka .lp-badge {
  display: inline-block;
  margin: 0 0 0.5rem;
  padding: 0.15rem 0.5rem;
  border-radius: 999px;
  background: var(--accent-soft);
  color: var(--accent);
  font-size: 0.68rem;
  font-weight: 700;
}

.landing-sverka .lp-plan h3 {
  margin: 0 0 0.25rem;
}

.landing-sverka .lp-plan__price {
  margin: 0 0 1rem;
  font-size: 1.65rem;
  font-weight: 800;
}

.landing-sverka .lp-plan__price span {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-muted);
}

.landing-sverka .lp-plan__list {
  list-style: none;
  margin: 0 0 1rem;
  padding: 0;
}

.landing-sverka .lp-plan__list li {
  padding: 0.4rem 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.9rem;
  color: var(--text-muted);
}

.landing-sverka .lp-plan__list li:last-child {
  border-bottom: 0;
}

.landing-sverka .lp-plan__footer-link {
  margin: 0.65rem 0 0;
  font-size: 0.85rem;
  text-align: center;
}

.landing-sverka .lp-access-grid {
  display: grid;
  gap: 0.75rem;
}

@media (min-width: 768px) {
  .landing-sverka .lp-access-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.landing-sverka .lp-access-card {
  padding: 1.15rem 1.25rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.landing-sverka .lp-access-card--accent {
  border-color: var(--accent);
  box-shadow: 0 0 0 1px var(--accent);
  order: -1;
}

.landing-sverka .lp-access-card h3 {
  margin: 0 0 0.65rem;
}

.landing-sverka .lp-access-card ul {
  list-style: none;
  margin: 0 0 1rem;
  padding: 0;
}

.landing-sverka .lp-access-card li {
  position: relative;
  padding: 0.25rem 0 0.25rem 1.1rem;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.landing-sverka .lp-access-card li::before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 700;
}

.landing-sverka .lp-faq details {
  margin-bottom: 0.5rem;
  padding: 0.75rem 1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg-elevated);
}

.landing-sverka .lp-faq summary {
  cursor: pointer;
  font-weight: 650;
}

.landing-sverka .lp-faq p {
  margin: 0.5rem 0 0;
  color: var(--text-muted);
  font-size: 0.9rem;
  line-height: 1.5;
}

.landing-sverka .lp-cta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 1.35rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg-elevated);
}

.landing-sverka .lp-cta h2 {
  margin: 0 0 0.35rem;
  font-size: 1.15rem;
}

.landing-sverka .lp-cta .lp-section-lead {
  margin: 0;
}

.landing-sverka .lp-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

.landing-sverka .lp-disclaimer {
  margin: 1.5rem 0 0;
  font-size: 0.85rem;
  color: var(--text-muted);
  max-width: 48rem;
}
